New Construction Product: Underwriting Guidelines

Application Requirements

Documentation and submission requirements for new construction loans.

Application and Submission Requirements
Documentation needed for new construction loan applications
Document Type
Property Submission Documentation
Required Items
  • Property details and address
  • Property plans and specifications
  • Construction budget
  • Construction timeline
Notes
Must be complete and detailed
Document Type
Transaction Documentation
Required Items
  • Purchase contract (if applicable)
  • Construction contract
  • Cost breakdown
  • Contractor information
Notes
All contracts must be executed
Document Type
Borrower Documentation
Required Items
  • Entity formation documents
  • Liquidity verification
  • Experience documentation
  • Personal guarantees
Notes
Entity must be properly formed before closing
Document Type
General Contractor Documentation
Required Items
  • License information
  • Insurance certificates
  • References
  • Project history
Notes
GC must be approved by The G1 Group
Practical Application: Submission Process
Step-by-step guide to submitting a complete application

Step 1: Initial Submission

Submit property details, preliminary construction plans, and estimated budget to determine initial eligibility.

Step 2: Preliminary Approval

Upon initial review, you'll receive preliminary approval with conditions that must be satisfied.

Step 3: Complete Documentation

Submit all required documentation including finalized contracts, detailed construction plans, and borrower information.

Step 4: Underwriting Review

Underwriting team reviews all documentation and may request additional information.

Step 5: Final Approval and Closing

Upon satisfactory review, final approval is issued and loan proceeds to closing.